About us
Lending for people who build with real estate.
DSCR Nationwide exists because investors get judged on paperwork that does not describe their business.
Why we focus on the property.
Traditional lending was built for salaried employees. A W-2 and two years of steady pay fit neatly into a mortgage form. A landlord with six rentals, an LLC, and a few good years of write-offs does not, even when every property is profitable.
We look at what matters for a rental. Does it earn enough to cover its payment? If yes, we can usually find a program for it. That means simpler qualification, quicker closings, and room to keep growing.
We lend across the country, so you can follow the deals instead of the lender map.
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States served
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Units, up to
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Day closings, often
What we believe
Four ideas we run the business on.
01
The property should stand on its own.
If the rent covers the payment, that is the story. Your tax return is a different story and it should not decide this one.
02
Plain answers beat polished ones.
We tell you where a deal lands, including when it does not work. A quick no saves you more than a slow maybe.
03
Speed is a feature.
Good deals do not wait for a six week mortgage process. We keep the file short and the replies quick.
04
You are building something.
Most of our borrowers are growing a portfolio one property at a time. We try to make the tenth loan easier than the first.
Who we work with
Full-time investors, part-time landlords, self-employed buyers, and people closing on their first rental. If you own or plan to own one to eight unit residential investment property in the United States, we can probably help.
We do not lend on primary residences. DSCR loans are business purpose loans, and every program we offer is for investment property.
Let us look at your next deal.
Tell us about the property and a loan advisor will tell you where it lands, usually within one business day.