Coverage
DSCR loans, state by state.
We lend on investment property in all 50 states. These guides cover the markets investors ask us about most, including what moves the coverage ratio in each one.
Market guides
Each guide covers the metros investors target, the carrying costs that move the ratio, and what to check before you make an offer.
Every state we lend in
A guide is not required to get a loan. If your state is not written up yet, the programs and the process are the same.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Not sure how your market prices?
Send us the address and the rent. A loan advisor will tell you where the deal lands and what the local carrying costs do to the ratio.
Ask about your market
Tell us the state and the property and we will come back with real numbers.
Run your deal past a real person.
Tell us about the property and a loan advisor will tell you where it lands, usually within one business day.